Modern bank design is more people friendly than ever
Emerico is a company based in Malaysia which provides banking technology solutions in 41 countries in the Middle East, Asia Pacific, Africa and Europe. Emerico is a leader in Virtual Teller Banking Solution, IPAD Smart Banking Solution, Branchless Banking Solution and Digital Financial Center Solution.
Our Nearest Relatives are Orange Haired Apes
Malaysia is also home to orangutans. Of all the great apes, orangutans are the most closely related to humans. Their name comes from the Malay phrase for "person of the forest." The Malay people long ago recognized their affinity with orangutans, and these animals now exist only in two countries, Malaysia and Indonesia. Orangutans are the only great apes left in Asia.
Orangutans are characterized by their shaggy orange fur, grasping hands and feet, and their long, powerful arms, which they use to move among the trees where they spend almost all of their lives. Some males reach 2 metres from fingertip to fingertip and are able to touch their ankles when they stand. At 90 kg for large males and 50 kg for females, orangutans are the largest tree climbing mammals in the world. They rarely leave the trees, and walk on all fours when on the ground.
It is hard to underestimate the importance of a healthy forest to the viability of orangutan populations. More than half of the orangutan’s diet comes from fruit, leaves and bark from trees. Most of the protein they consume is in the form of insects and lizards that live in the trees. Orangutans sleep in nests constructed in tree branches, and orangutan mothers use treetops as refuges to protect their young from predators.
Orangutan Numbers are in Decline
Orangutan survival also depends upon a stable environment because females do not reach sexual maturity until they are 10 to 15 years old, their reproductive cycle averages 8 years, the longest of any animal on earth, and they only have one or two babies at a time. Mothers will care for their children between seven and eleven years. What this means is that when populations of orangutans decline, it can take a long time for them to come back. Today there about 54,000 Bornean orangutans and 6,600 Sumatran orangutans left in the world. A century ago, there were four times as many.
At one time orangutans could be found from southern China all the way to Java, but now they live in the wild only on the islands of Borneo and Sumatra. Environment degradation has been a challenge for orangutans, and the pressures have been primarily man made. The governments of Malaysia and Indonesia have set aside preserves for the great apes, but only about half of today’s orangutan population lives under government protection, and even areas where they are protected poaching is a continuing problem.
Outside of the parks, logging and farming have reduced the natural habitat upon which orangutans depend. Studies have shown that even selective logging can have a dramatic negative effect on orangutan populations, and of course clear cutting eliminates their habitat altogether. Most of the clear cutting is done for farming, and most of that to produce palm oil.
Survival of orangutans is important for many other indigenous species. Orangutans are key seed dispersers of the forest because of their varied vegetarian diet and their wide range. They thus contribute greatly to the health of the forest ecosystem upon which other rare and endangered species depend, such as tigers, elephants and rhinos.
People Helping Orangutans
The World Wildlife Fund (WWF) is dedicated to building a future in which people live in harmony with nature based on the premise that the well-being of people, wildlife and the environment are closely linked. The WWF has an office in Malaysia where they have been working since the 1970’s with research institutes, universities, government agencies, and NGO’s on issues related to the protection of orangutan populations. These issues include conservation of habitat, promotion of sustainable palm oil production, negotiation with timber companies to mitigate the negative impact of logging, elimination of the trade in orangutans as pets, and other ways to avoid conflicts with people that end in the death of orangutans.
The local governments have been working towards orangutan conservation also. Malaysia, along with Indonesia and Brunei have committed to working together on sustainably developing and conserving 22 million hectares of forest in Borneo in order to protect these magnificent animals.
Emerico is Based in Malaysia, but Works Around the World
Emerico delivers solutions on four continents to banks, retailers, and others who handle cash. The goal is to make cash handling transactions cheaper and more accurate. Emerico uses tools such as sophisticated software, multi-platform and multi-channel communications, simple to use cash handling machines, and the expertise of a team of dedicated employees whose only focus is making the client’s business more profitable.
Banking Made Easier for Everyone
Emerico installs innovative hardware and software that allow banks to reach more customers. For branch locations, Emerico can leverage its experience in order to create smart floor designs that improve workflow and take advantage of the latest technology available. This allows banks to invest less in physical plant, reduce the amount of time that customers spend at the bank, and lower the cost of each customer transaction. Smart machines from Emerico cross sell and attract new customers.
Emerico also provides software solutions that allow customers to conduct banking business from anywhere in the world using a wide variety of platforms. With video conferencing and other real time communication technologies, customers can conduct business that used to require a visit to the bank, and bank employees can take advantage of micro conferencing stations to have face to face meetings with anyone in the world. Enrico even provides the software that connects the bank’s back-end host/middleware and interfaces with all of the bank’s POS, smart kiosk and mobile devices via a secure network which includes biometric and signature matching algorithms for added safety.
Branchless banking is a strategy whereby banks can increase their business in rural areas. Through innovative solutions, most banking transactions can be performed securely and accurately through agents who have powerful authenticating tools that allow them to make loans and issue credit cards. Super accurate handheld devices and portable ATM’s allow banks to leverage Emerico expertise to increase business.
Saving Retailers Money
Solutions from Emerico also helps banks maintain their relationships with retailers by streamlining the retailers’ cash handling operations. Automatic safes provided by Emerico eliminate discrepancies with Cash in Transit companies, reduce employee fraud, and keep cash secure. They help reduce employee fraud and secure uninsured cash at stores. End of the day, it makes cash reconciliation easier and eliminates discrepancies with CIT companies. The machines also allow retailers to perform cash reconciliation in real time, and have quick counting and counterfeit detection technologies.
Through its dedication to quality, the company enjoys the trust of large clients like Repsol, Carrefour, McDonald’s and Citibank. Emerico has developed and strengthened its reputation for innovation and customer service to international standards over a number of years, and continues to meet challenges head on with solutions that save their clients money.
Because of its commitment to continuous quality improvement, Emerico has been selected to receive the BID World Quality Commitment Award for 2015 at the convention in Paris.
About BID and the World Quality Commitment Award:
BID is a private and independent organization founded in 1984, whose primary activity is business communication orientated towards quality, excellence and innovation in management. A leader in the broadcasting of Quality Culture, BID recognizes those companies and organizations which lead the most important activities in the business world, and is considered the founding organization in the broadcasting of the Culture of Quality, Excellence and Innovation in 179 countries.
The trophy symbolizes a pledge to the principles of Quality Culture. The QC100 Total Quality Management Model, together with the Quality Mix program, media coverage of the convention and its impact on the community and business sector, create an unmatched platform for continuous improvement within the organization and awareness of the achievements of the company at an international level.
Awards are given only to those who are committed to improving their Quality Culture based on the principles of the QC100 Total Quality Management Model. Candidates are proposed by the leaders of previously awarded companies who they consider worthy of the award. Especially meritorious candidates may also be nominated. The International BID Quality Award Selection Committee then chooses the winning companies who will receive the award in New York, Paris, Geneva, Frankfurt, Madrid and London.